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Personal Checking Accounts

Our Personal Checking Accounts are designed to meet your everyday banking needs. Whether you prefer a basic checking account with unlimited transactions or one that pays you interest, you'll always find what you're looking for at First Southern Bank. All accounts are FDIC insured.*

Personal Checking

Enjoy the freedom of unlimited check writing and the convenience of free WebBanc and WebPay (Online Banking and Bill Pay).

  • $15 monthly maintenance fee waived with a minimum daily balance of $500 or a minimum average daily balance of $1,500 per statement cycle.
  • Free ATM withdrawals at all Publix Presto! and First Southern Bank locations
  • e-Statement availability

Interest Checking

Reap the benefits of an interest bearing account with the convenience of unlimited transactions.

  • Interest paid on daily collected balances of $2,500 or more
  • $15 monthly maintenance fee waived with a minimum daily balance of $1,500 or a minimum average daily balance of $3,000 per statement cycle.
  • Free WebBanc and WebPay (Online Banking and Bill Pay)
  • Free ATM withdrawals at all Publix Presto! and First Southern Bank locations
  • e-Statement availability
* For more information about FDIC insurance coverage contact your local branch or visit www.FDIC.gov