Click here to compare
Personal Checking Accounts.

Personal Checking Accounts

Our Personal Checking Accounts are designed to meet your everyday banking needs. Whether you prefer a free checking account with limited transactions or one that pays you interest, you'll always find what you're looking for at First Southern Bank.

Regular Checking

Enjoy the freedom of unlimited check writing and the convenience of free Online Banking and Bill Pay (WebBanc and WebPay).

Unlimited transactions when minimum daily balance requirement is met
No monthly maintenance fee with a $1,000 minimum daily balance
Low per debit fee if minimum daily balance not met
Free ATM withdrawals at all Publix Presto! and First Southern Bank locations

First Value Checking

An ideal account for your day-to-day banking needs. Plus, it offers you the benefit of 10 free debit transactions each month and no minimum balance requirement.

10 free debit transactions per month
Low monthly maintenance fee
No minimum daily balance requirement
Free ATM withdrawals at all Publix Presto! and First Southern Bank locations

Centurian II Account

Take advantage of the benefits and convenience of Centurian II Checking, plus earn interest.

Interest paid on minimum average daily balances of $1,000 or more
No fee for Traveler’s and Cashiers’ Checks
No monthly maintenance fee with average daily balance requirement of $2,500
Free ATM withdrawals at all Publix Presto! and First Southern Bank locations

NOW Account

The benefits of an interest bearing account with the convenience of unlimited transactions.

Unlimited transactions with average daily balance of $2,500 or more
Interest paid on minimum average daily balances of $2,500 or more
No monthly maintenance fee with average daily balance requirement of $2,500
Free ATM withdrawals at all Publix Presto! and First Southern Bank locations