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Personal Checking Accounts. |
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Personal Checking Accounts
Our Personal Checking Accounts are designed to meet your everyday banking needs. Whether you prefer a free checking account with limited transactions or one that pays you interest, you'll always find what you're looking for at First Southern Bank.
Regular Checking
Enjoy the freedom of unlimited check writing and the convenience of free Online Banking and Bill Pay (WebBanc and WebPay).
- Unlimited transactions when minimum daily balance requirement is met
- No monthly maintenance fee with a $1,000 minimum daily balance
- Low per debit fee if minimum daily balance not met
- Free ATM withdrawals at all Publix Presto! and First Southern Bank locations
First Value Checking
An ideal account for your day-to-day banking needs. Plus, it offers you the benefit of 10 free debit transactions each month and no minimum balance requirement.
- 10 free debit transactions per month
- Low monthly maintenance fee
- No minimum daily balance requirement
- Free ATM withdrawals at all Publix Presto! and First Southern Bank locations
Centurian II Account
Take advantage of the benefits and convenience of Centurian II Checking, plus earn interest.
- Interest paid on minimum average daily balances of $1,000 or more
- No fee for Traveler’s and Cashiers’ Checks
- No monthly maintenance fee with average daily balance requirement of $2,500
- Free ATM withdrawals at all Publix Presto! and First Southern Bank locations
NOW Account
The benefits of an interest bearing account with the convenience of unlimited transactions.
- Unlimited transactions with average daily balance of $2,500 or more
- Interest paid on minimum average daily balances of $2,500 or more
- No monthly maintenance fee with average daily balance requirement of $2,500
- Free ATM withdrawals at all Publix Presto! and First Southern Bank locations
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